Fixed-Rate Loans
Available with a variety of terms.
Variable-Rate Loans
Available with a variety of terms.
Construction Loans
Help pay for construction costs, such
as materials and labor, with an interim
construction loan until a project can be
refinanced. Pre-qualification for long-term
financing is necessary. Real estate to be
improved and building materials are used
as collateral.
Commercial Real Estate Loans
Loans made for purchasing or refinancing
owner-occupied property, such as
warehouses or office buildings, for
professional use. Real estate investment
loans are for the purchase or refinance of
rental property.
Acquisition & Development Loans
This type of financing is an excellent
option for a business that is looking to
acquire more land to expand their current
operations.
Agriculture Loans
When you need financing for major
equipment expenses, livestock or crop
production, we offer financing solutions
with repayment schedules designed specifically to match your cash flow.
|
Farm Service Agency (FSA)/USDA Loans
These loans are guaranteed by the USDA
Farm Service Agency and are provided to
farmers and ranchers who are temporarily
unable to obtain private, commercial credit.
Applicants may be beginning farmers who
can not qualify for conventional loans because
of insufficient net worth, or established farmers
who have suffered financial setbacks from
natural disasters. Loans are tailored to a
producer's needs and may be used to buy
farmland and finance agricultural production.
Small Business Administration (SBA) Loans
These long-term loans guaranteed by the U.S.
Small Business Administration. SBA loans can
ease your cash flow and be used for virtually
any business purpose.
Business Lines of Credit
Designed for growing businesses, this
account is for business customers with
moderate to high checking activity.
Consult with one of our loan officers to find
the best loan for your business. |
Equal Housing Lender Member FDIC